Crypto cards outpace banks in micro-spending in Europe: Report

Crypto cards now rival banks for everyday purchases in Europe, with nearly half of transactions under $12 and online spending far above the eurozone average.

Crypto cards are beating traditional banks in Europe when it comes to small purchases, with 45% of crypto-linked card transactions under 10 euros ($11.7) — a category where cash has historically dominated.

According to a report by CEX.IO shared with Cointelegraph, crypto card holders are showing spending patterns that mirror traditional bank card users while embracing online payments at a faster pace.

The report noted a 15% rise in newly ordered CEX.IO crypto cards across Europe in 2025, signaling growing interest as more Europeans turn to digital assets for everyday payments.

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